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Our 2021 Business Finance Forecast Based on the 2020 Mid-Term Budget Speech

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The global pandemic this year changed everything we thought we knew about how 2020 would shape-up. The year, instead, turned into one of rapid-fire adaptation and response—especially for our finance minister, Tito Mboweni. When he delivered the Medium Term Budget Policy Statement (MTBPS; aka the mini-budget), he knew that the private sector and tax-laden citizens…

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How Financial Audits Boost Business

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Financial Audit: The Multi-Tasking Business Booster Historically, financial audits have carried the reputation of being “dreaded” and “burdensome”. Something you only complete if it is required by law. The idea of a voluntary audit seems absurd. Until you understand the multiple business benefits of an audit beyond legalities compliance. Audited financials show both the shareholders…

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South African Budget Speech 2020/21

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Bite-Sized Budget 2020/21 Take-Outs for Busy Businesses The budget speech has come and gone, but what it means for business is still baffling the best of us. While Finance Minister, Tito Mboweni, delivered some good news and some bad news, his speech mainly comprised proposals. At least, as far as the private sector was concerned.…

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Statutory Deadlines Made Easy with Exceed

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How To Get The Ultimate Returns From Your Statutory Returns When you choose the right financial partner, you won’t just meet your statutory deadlines but derive exceedingly high value from them too. Exceed helps you submit sound returns, on time, and save on costs that you didn’t even realise you had! The Deadline Dilemma Ask…

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Retention of records

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How retention of records works.   Documents must be retained for a certain number of years, depending on the legislation. Below are the prescribed retention periods which commence from the date of the last entry in the record.   Close Corporations Indefinite – A founding statement, (CK1 or CK2 and CK2A), minute books and resolutions…

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Section 12I Tax Allowance Incentive (12I TAI)

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What you need to know about Section 12I Tax Allowance Incentive (12I TAI). In governments continuous effort to stimulate the industrial sector in line with the objectives of the National Industrial Policy Framework. The government has introduced the Section 12I tax allowance, which is two separate, yet similar incentive programmes for the manufacturing industry. Namely: The…

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The 2019 Budget Speech

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Tax update The finance minister delivered the annual budget speech on the 20th of February 2019. Below we highlight some of the most important changes which we believe will more directly affect you. Personal Tax The minister of finance announced that the tax-free threshold for those under 65 years old would be increased to R79…

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Starting your own business

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You have realised that your current 9 to 5 is leaving you tired and uninspired. You know that the only way out of this is to start your own business, or to phrase it sexier “to become an entrepreneur”. And of course, you want financial freedom. Sounds like something out of a Robert Kiyosaki book, right?

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Trusts – Capital Income vs Ordinary Income

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The importance of keeping accurate accounting records
Why is it necessary to make the distinction?
The distinction must be made due to the fact that there are income tax, imposed on income received by the tax payer, and capital gains tax, imposed on the capital gain received by the tax payer.

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Does section 7 of the Income tax Act form part of your annual tax planning?

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Everyone, both individuals and companies need to do effective tax planning on at least an annual basis. Effective tax planning means paying taxes at the most optimal tax rates and this is only possible through the taxing of profits in the hands of the legal entities and individuals with the lowest marginal tax rates.

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